01
Direct payment processing
Accept every card your customers carry, settled through a direct institution instead of a chain of resellers — so more of each sale stays yours.
Merchant services · Mequon, Wisconsin
More of every sale stays with you.
Synergy puts your business on a direct settlement institution — no resellers or middlemen taking a cut on the way to your account. And the rate? You help set it.
Synergy
Merchant
•••• •••• •••• 4921
Settles
Direct to you
Since the '90s
Nearly three decades of processing relationships
Thousands
Of merchants placed, worldwide
Same day
POS configured, deployed, and taking payments
Direct
One settlement institution — not a chain of third parties
Accepts
- Visa
- Mastercard
- American Express
- Discover
- Debit / PIN
- EBT
- Petro & Fleet
- Gift & Loyalty
- Ecommerce
What we run for you
One relationship, the whole payment stack.
From the terminal on your counter to the deposit in your account — here's everything a Synergy account covers.
02
Debit & check cards, routed right
Over a third of "credit" swipes are really check cards billed at a premium. We route them correctly — often cutting that fee in half — and add PIN debit.
03
Check guarantee
Convert checks electronically with a guarantee: closed account or not, you still get paid. No claim forms, no NSF fees, no chasing deposits.
04
Gift & loyalty programs
A turnkey gift and loyalty program that keeps your best customers coming back — and keeps unspent balances sitting in your merchant account.
05
Working capital
Access working capital against future card volume when a bank won't move. No fixed payment, no collateral — you repay as a share of each sale.
06
Partner program
Represent Synergy on your own schedule, anywhere, on a commission plan built to reward the long game. Bring the relationships; we bring the processing.
From application to first deposit
Set up once. Settle direct from there on.
1
Underwrite
Underwritten completely
We place you with a direct settlement institution that fully underwrites your account and issues a live merchant number.
2
Deploy
POS live the same day
Your equipment ships fully configured and goes live the day it lands, ready for every payment type.
3
Accept
Take it all
Card, PIN debit, EBT, fleet, gift, and ecommerce — one account, every rail your customers use.
4
Settle
Funds land direct
Money settles straight from the institution to your account — one hop, no intermediaries in between.
Pricing, in the open
Name your own rates.
It's how we've priced merchants for decades: cut the resellers and middlemen out of the deal, pass the savings through, and set your rate together — not a tier you get dropped into.
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Fewer hands, lower cost
Direct settlement means no reseller layer taking its own cut — the savings land in your rate.
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The savings are real
Route check-card and debit transactions correctly and the fee can drop by half — money that was quietly leaking now stays with you.
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A rate you set together
Not a teaser tier you get dropped into — the number is the one we agree on for your business.
Represent the rails. Work anywhere.
Synergy partners write merchant business worldwide on a commission plan built to compound. Bring the relationships — we handle the processing.
Let's price your business
Tell us what you're taking today.
Fill out the form and a Synergy representative will follow up with your rate — no obligation, no pressure.
By email
Partner inquiries
By mail
Synergy Bankcard Group, LLC
10936 N. Port Washington Rd., Suite 303
Mequon, WI 53092
10936 N. Port Washington Rd., Suite 303
Mequon, WI 53092